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  • Writer's pictureJonathan Stoddard

Is a Termite Inspection Required When Purchasing a New House?

Are you pondering purchasing a residence? Before investing in a new home, it is essential to have an experienced professional conduct a WDO inspection to identify any potential issues and safeguard your investment. A thorough WDO (wood-destroying organism) inspection by a trained professional can help protect your investment and identify any potential issues before they become costly problems. Learn more about the different Florida types of termites, why choosing an expert for your inspection needs is essential, and how much money these services cost in Florida.

Table of Contents:

  • What is a Termite Inspection?

  • Types of Termites

    • Drywood Termites:

  • Choosing an Expert for Your Termite Inspection Needs

  • FAQs concerning Do I Need a Termite Inspection on a New House?

    • Is termite monitoring worth it?

    • Do lenders require termite inspections in Florida?

    • What time of year is best for termite inspection?

    • Does FHA require termite inspection in Florida?

  • Conclusion

What is a Termite Inspection?

A WDO or wood-destroying organism inspection is integral to any home purchase. A WDO inspector looks for signs of termites and other pests that can damage the structure of a home. The examiner will survey the Home's interior and exterior to detect potential issues. They may also use specialized tools such as moisture meters and infrared cameras to detect hidden infestations.

The benefits of having a WDO inspection are numerous. It can help protect your investment by identifying existing pest issues before they become costly repairs. A WDO inspection can ensure your Home is free of hazardous insects, such as termites and wood-decaying - fungi. In addition, lenders often require it to qualify for certain types of loans, so it's essential to have one done if you're considering buying a house in Florida.

A WDO inspection is typically required in Florida when purchasing a property with an FHA loan or VA loan backed by HUD (Housing & Urban Development). Additionally, many local governments require these inspections before issuing building permits for renovations or additions to existing homes in their jurisdiction. This helps ensure that homeowners only unknowingly create conditions favorable for infestations while remodeling their properties without first taking proper precautions.

The cost of having a WDO inspection done varies depending on several factors, including the size and age of the property, as well as the location and type(s)of pest being inspected. Generally, it ranges between $100-$300 per unit inspected within most Florida state-wide areas. For those looking into buying real estate, it is always best practice to budget this expense into your overall purchase costs beforehand, so there are no surprises come closing time.

A WDO inspection is vital in protecting your home from termite damage. Understanding termites' distinguishing features and habits is crucial for recognizing them.

Key Takeaway: A WDO inspection is an essential part of any home purchase, and in Florida, it's often required for certain types of loans. The price tag for a WDO inspection can differ based on the age and size of the residence but is generally in the ballpark of $100 to $300 per unit inspected. Stay aware of this expense - budget this expense into your overall costs to ensure you're not hit with a nasty surprise at closing time.

Types of Termites

Subterranean Termites:

Termites are incredibly destructive pests and can cause significant damage to homes if left unchecked. Knowing the different types of termites is essential for effective pest control and prevention.

The most widespread species of termite in Florida, subterranean termites, inhabit underground colonies close to moisture sources like water pipes or tree roots and feed on wood, paper products, and other cellulose-based materials. They live underground in large colonies, often near sources of moisture such as water pipes or tree roots. Subterranean termites feed on wood, paper products, and other cellulose-based materials. Subterranean termites possess a pallid, off-white hue with dark brown heads and antennae, providing an easy means of identification.

Drywood Termites:

These termites are less common than subterranean species but still threaten homes in Florida. Drywood termites do not require earth contact with soil or water like subterranean species; they nest within dry wood structures, such as window frames or wooden furniture pieces. Their droppings resemble sawdust piles which may be visible around infested areas; they also leave small holes where they have tunneled through the wood structure itself.

Wood Decaying Fungus

Mycelium strands of the wood-decaying fungus, which can be seen as cobweb-like threads up close, break down organic matter into food sources for the fungus. This process gradually weakens structural integrity to a point where it becomes vulnerable to collapse without proper intervention from pest control experts specializing in fungal treatments. High humidity levels and poor ventilation in damp basements or crawl spaces make them ideal habitats for this type of fungi.

Powder Post Beetles

Homeowners must remain vigilant in inspecting all wooden surfaces to detect the presence of powder post beetles before it's too late. The larvae hatch from eggs laid inside tunnels they bore into living and dead trees, then feed off surrounding material while maturing over several months before emerging as adults capable of starting new generations elsewhere nearby. Regularly inspecting one's property line(s) each year, homeowners can identify any cracks or crevices that may provide access for these pests to start a new generation.

Old House Borers

Old House Borers tend to target older buildings more often than newer ones, as they prefer softer woods used historically rather than modern construction materials. Their larvae burrow deep into weakened beams, causing extensive damage over time if not treated quickly enough upon discovery. Adult specimens typically measure between 1/2 inch and 3 inches long when fully grown, making them difficult to detect visually even under close inspection due to the size differences between various stages of development in their cycle (eggs -> larvae -> pupae -> adult). Fortunately, old house borers don't usually spread far beyond their original nesting sites unless transported unintentionally by humans via moving boxes, furniture, etc.

Realizing the diversity of termite species is essential for making a wise decision when scheduling an inspection. Having gained knowledge of the various species, let us now explore selecting an expert suited to your needs.

Key Takeaway: Homeowners must inspect wooden surfaces regularly to detect the presence of powder post beetles and old house borers, which can cause extensive damage if left unchecked. To prevent a pest problem, it's essential to look out for cracks or crevices that could provide access for these pests and any specimens measuring between 12 inches and 3 inches long - so keep an eye out.

Choosing an Expert for Your Termite Inspection Needs

When it comes to termite inspections, choosing an expert is essential. Imperial Pest Prevention in Daytona Beach, Florida, offers comprehensive and reliable services, making them a top choice for homeowners and pest control professionals.

Why Choose Imperial Pest Prevention in Daytona Beach, Florida? Imperial Pest Prevention has provided superior service since 2011 and is certified by the Department of Agriculture of Florida. They are also fully insured with liability insurance and workers' compensation insurance, ensuring their customers will be protected should any accidents occur while onsite. They also offer free estimates and provide personalized solutions tailored to each customer's needs.

What Services Does Imperial Pest Prevention Offer? Their services include termite inspections and treatments for existing infestations; They also provide additional services such as rodent trapping/exclusion programs and even structural fumigation when necessary. Customers can be assured that their property is in safe hands with experienced professionals to guarantee all services to ensure the proper and effective treatment of any termites or other pests.

Key Takeaway: Imperial Pest Prevention in Daytona Beach, Florida, is the go-to source for comprehensive and reliable termite inspections. They provide extensive services, from remediation to prevention, and even warranties on their work for customers' peace of mind.

FAQs concerning Do I Need a Termite Inspection on a New House?

Is termite monitoring worth it?

Termite monitoring is worth it, as it can help identify potential infestations before they become more serious. Termites cause billions of dollars in damage yearly; early detection is critical to preventing costly repairs. Professional termite monitors are trained to detect the presence of termites by inspecting areas that may be vulnerable such as cracks or crevices around windows, doors, foundations, and other structural components. They also use specialized equipment like moisture meters and borescopes for a thorough inspection. With regular monitoring, homeowners can rest assured that their home is safe from costly damages caused by these destructive pests.

Do lenders require termite inspections in Florida?

Yes, lenders in Florida require termite inspections before they approve a loan. This is to guarantee that the real estate does not have an invasion of wood-decaying bugs or life forms which could cause noteworthy harm and reduce the worth of the property. A qualified pest control professional must conduct this inspection and provide a report to both the lender and borrower before closing on the loan.

What time of year is best for termite inspection?

When temperatures increase, termites become more active and easier to spot, making spring and summer ideal for a termite inspection. During this period, termites become more active as they search for food sources to sustain their colonies. Pest management experts can more readily detect possible termite invasions in dwellings or other structures during the warmer spring and summer months when these insects are actively foraging for sustenance. It's also important to remember that regular inspections can help prevent costly damage from occurring by catching an issue before it becomes too severe.

Does FHA recommend a termite inspection in Florida?

Yes, FHA does recommend a termite inspection in Florida. The Federal Housing Administration (FHA) has specific inspection requirements for evaluating wood-destroying pests and organisms on residential properties. As part of this requirement, all FHA loans in Florida must include an inspection for evidence of termites or other wood-destroying insects and organisms. The inspector will look for signs such as mud tubes or exit holes from infested areas that may indicate active infestation by these pests. If any are found, treatment is necessary before closing the loan transaction with FHA financing can occur.


Before investing in a new home, obtaining an inspection for wood-destroying organisms is essential to protect your investment. A WDO (Wood Destroying Organism) Inspection will help you identify any signs of infestation and ensure that your investment is safe from potential damage caused by wood-destroying organisms like subterranean or drywood termites, powder post beetles, old house borers, and wood-decaying fungus. It's highly recommended that you choose an experienced pest control company in Daytona Beach, such as Imperial Pest Prevention, for your Termite WDO Inspection needs due to their high level of expertise and competitive prices. Don't forget – if you're buying a property in Florida, this type of inspection is required by law.

If you are purchasing a new home, it is crucial to have an experienced termite inspector evaluate the property for any signs of infestation. Taking proactive steps now can save you from costly damage and disruption in the future.


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